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Granny flats in 2026: what homeowners need to know

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Since 15 January 2026, new nationwide rules have made it easier to build a small, detached unit (granny flat), sometimes without a resource consent, and sometimes without a building consent. It’s a great step forward, but “no consent” doesn’t mean “no rules” and it doesn’t mean “no council involvement”. What you can do depends on your site and your design.

If it’s a straightforward site and a simple 70m² build, the new rules may make things much easier. If anything is complex, unusual, or hazard-related, get advice early, it’s usually cheaper than fixing it later.

The key thing to know is that there are two separate rule books you need to check:

  1. Planning rules (resource consent)
  2. Building rules (building consent)

You may qualify under one set of rules but not the other, so it’s worth checking both early.

PLANNING: Can you avoid resource consent?

In many cases, you can build ONE detached minor residential unit (often called a granny flat) without a resource consent, as long as it meets the national standards and your property is in an eligible zone (typically residential, rural, mixed-use, or Māori purpose zones).

A quick way to sanity-check whether you’re likely to fit the standards is to run through these basics:

  • Size: up to 70m²
  • One per site (as a permitted activity under the national standard)
  • At least 2m away from the main house
  • Boundary setbacks:
    • Residential zones: at least 2m from front/side/rear boundaries
    • Rural zones: 10m from the front boundary and 5m from side/rear boundaries
  • Site coverage (in residential zones): total building coverage must be no more than 50%

If you meet these standards, it can simplify things a lot — in particular, some of the typical “amenity-style” rules councils often apply to minor dwellings (like parking, privacy/sunlight, or glazing requirements) generally won’t be applied to the granny flat itself.

That said, it’s still important not to assume you’re automatically in the clear. Even if the granny flat is “permitted”, you may still need to comply with district plan or regional rules relating to things like:

  • earthworks
  • natural hazards (like flooding or land stability)
  • infrastructure constraints (stormwater, wastewater, water supply)
  • reverse sensitivity (for example, if you’re near industrial or rural activities)
  • subdivision or other site-specific planning controls

If your site has hazards, lots of overlays, or anything unusual, it’s smart to talk to a planner before you lock in a design.

BUILDING: Can you avoid building consent?

Separately, some granny flats can be built without a building consent — but only if they meet strict conditions and still comply with the Building Code.

The big headline: you MUST get a PIM first.

Even if you don’t need a building consent, you still need council involvement through a Project Information Memorandum (PIM) before construction starts.

In simple terms, the building consent exemption is generally aimed at a straightforward build:

  • New, detached, single-storey
  • Up to 70m²
  • Built using lightweight framing and roof materials
  • Proper drainage and water connections (either connected to public networks where available, or compliant on-site systems)
  • Licensed building professionals must carry out or supervise the work
  • The design must stay within the exemption conditions (if it doesn’t, you’ll need a normal building consent)

A reality check: fewer council inspections.

Because there’s no building consent in this pathway, councils generally won’t be doing the usual inspections or issuing a code compliance certificate. That means it’s extra important you use the right licensed professionals and keep good records.

What you still need to do (even if you're “consent exempt”)

If you use the building consent exemption pathway, you still need to:

  • Apply for and receive a PIM before starting
  • Use the right licensed professionals
  • Notify council when the build is complete and provide the required documentation (like final plans and Records of Work)
  • Be aware development contributions may apply (this varies by council and situation)

When to talk to a planner

Get planning advice early if you’re unsure about:

  • your zoning
  • site coverage or setbacks
  • earthworks
  • natural hazards (flooding, coastal, land stability)
  • infrastructure capacity (stormwater/wastewater/water supply)
  • anything unusual about your site or neighbouring activities

When to talk to a lawyer

Even if council rules allow the build, private property restrictions can still cause issues. Legal advice is worth considering if you have:

  • cross-lease or unit title
  • covenants or easements
  • shared driveways/services
  • a plan to rent it out, refinance, sell, or eventually subdivide

How we can help

McVeagh Fleming can help with the legal side of a granny flat project, particularly title checks, easements/covenants, cross-lease or shared ownership issues, occupation arrangements, and making sure the project won’t create problems later during refinance or sale. We can also work alongside planners where planning input is needed.

© McVeagh Fleming 2026
This article is published for general information purposes only.  Legal content in this article is necessarily of a general nature and should not be relied upon as legal advice.  If you require specific legal advice in respect of any legal issue, you should always engage a lawyer to provide that advice.

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Granny flats in 2026: what homeowners need to know

Granny flats in 2026: what homeowners need to know

Written by:

Since 15 January 2026, new nationwide rules have made it easier to build a small, detached unit (granny flat), sometimes without a resource consent, and sometimes without a building consent. It’s a great step forward, but “no consent” doesn’t mean “no rules” and it doesn’t mean “no council involvement”. What you can do depends on your site and your design.

If it’s a straightforward site and a simple 70m² build, the new rules may make things much easier. If anything is complex, unusual, or hazard-related, get advice early, it’s usually cheaper than fixing it later.

The key thing to know is that there are two separate rule books you need to check:

  1. Planning rules (resource consent)
  2. Building rules (building consent)

You may qualify under one set of rules but not the other, so it’s worth checking both early.

PLANNING: Can you avoid resource consent?

In many cases, you can build ONE detached minor residential unit (often called a granny flat) without a resource consent, as long as it meets the national standards and your property is in an eligible zone (typically residential, rural, mixed-use, or Māori purpose zones).

A quick way to sanity-check whether you’re likely to fit the standards is to run through these basics:

  • Size: up to 70m²
  • One per site (as a permitted activity under the national standard)
  • At least 2m away from the main house
  • Boundary setbacks:
    • Residential zones: at least 2m from front/side/rear boundaries
    • Rural zones: 10m from the front boundary and 5m from side/rear boundaries
  • Site coverage (in residential zones): total building coverage must be no more than 50%

If you meet these standards, it can simplify things a lot — in particular, some of the typical “amenity-style” rules councils often apply to minor dwellings (like parking, privacy/sunlight, or glazing requirements) generally won’t be applied to the granny flat itself.

That said, it’s still important not to assume you’re automatically in the clear. Even if the granny flat is “permitted”, you may still need to comply with district plan or regional rules relating to things like:

  • earthworks
  • natural hazards (like flooding or land stability)
  • infrastructure constraints (stormwater, wastewater, water supply)
  • reverse sensitivity (for example, if you’re near industrial or rural activities)
  • subdivision or other site-specific planning controls

If your site has hazards, lots of overlays, or anything unusual, it’s smart to talk to a planner before you lock in a design.

BUILDING: Can you avoid building consent?

Separately, some granny flats can be built without a building consent — but only if they meet strict conditions and still comply with the Building Code.

The big headline: you MUST get a PIM first.

Even if you don’t need a building consent, you still need council involvement through a Project Information Memorandum (PIM) before construction starts.

In simple terms, the building consent exemption is generally aimed at a straightforward build:

  • New, detached, single-storey
  • Up to 70m²
  • Built using lightweight framing and roof materials
  • Proper drainage and water connections (either connected to public networks where available, or compliant on-site systems)
  • Licensed building professionals must carry out or supervise the work
  • The design must stay within the exemption conditions (if it doesn’t, you’ll need a normal building consent)

A reality check: fewer council inspections.

Because there’s no building consent in this pathway, councils generally won’t be doing the usual inspections or issuing a code compliance certificate. That means it’s extra important you use the right licensed professionals and keep good records.

What you still need to do (even if you're “consent exempt”)

If you use the building consent exemption pathway, you still need to:

  • Apply for and receive a PIM before starting
  • Use the right licensed professionals
  • Notify council when the build is complete and provide the required documentation (like final plans and Records of Work)
  • Be aware development contributions may apply (this varies by council and situation)

When to talk to a planner

Get planning advice early if you’re unsure about:

  • your zoning
  • site coverage or setbacks
  • earthworks
  • natural hazards (flooding, coastal, land stability)
  • infrastructure capacity (stormwater/wastewater/water supply)
  • anything unusual about your site or neighbouring activities

When to talk to a lawyer

Even if council rules allow the build, private property restrictions can still cause issues. Legal advice is worth considering if you have:

  • cross-lease or unit title
  • covenants or easements
  • shared driveways/services
  • a plan to rent it out, refinance, sell, or eventually subdivide

How we can help

McVeagh Fleming can help with the legal side of a granny flat project, particularly title checks, easements/covenants, cross-lease or shared ownership issues, occupation arrangements, and making sure the project won’t create problems later during refinance or sale. We can also work alongside planners where planning input is needed.

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