Residential Property

We help you navigate the process of buying or selling property with confidence and peace of mind.

Buying or selling a home can be a rollercoaster — exciting, but often overwhelming. Between the paperwork, financial arrangements, and legal requirements, it’s easy to feel lost in the process.

At McVeagh Fleming, our experienced team is here to guide you every step of the way. With deep insight into the legal transfer of property ownership, we help make the process smooth, secure, and as stress-free as possible. Whether you're building, buying off-plan, purchasing a freehold, or navigating a property with caveats or cross leases, we’re here to protect your interests.

Your first step should be speaking with a McVeagh Fleming solicitor — because this journey is about more than paperwork. It’s about making informed, confident decisions.
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How we can help

Reviewing and advising on the Certificate of Title, LIM report, and property plans
Explaining and managing documents such as the Sellers Property Information Form, Fixtures, Fittings and Contents Form, and Mortgage Deed
Liaising with the other party’s solicitor to ensure a smooth transaction
Advising on title types — including freehold, leasehold, cross lease, and unit title
Conducting searches and due diligence
Representing your interests throughout the transaction
Preparing and reviewing financial statements and property-related tax matters

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Talk to us about how we can help you start — and finish — your property transaction with confidence.

Property purchase process

PRE-CONTRACT

Contact your mortgage broker / obtain finance pre-approval for your purchase.
Contact your solicitor about the draft agreement to be signed.

CONDITIONAL STAGE

Sign the Agreement. Provide copy to your solicitor.
Check with solicitor when your KiwiSaver funds are required (deposit payment or settlement date). Complete KiwiSaver withdrawal application if funds required for deposit payment (need a minimum of 10 – 15 working days for the application to be processed)
Conditions to be met in required timeframes:
1. Finance, LIM Report, Building Report
2. Due diligence condition?
3. Solicitors Approval condition?
4. Solicitor to review Title for the Property (within 10 working days after signing the agreement)
If conditions are not satisfied, the agreement can be cancelled (discuss cancellation options with your solicitor to ensure you are not in breach of the agreement terms).

UNCONDITIONAL STAGE

‍Unconditional Date: All conditions are satisfied. Purchaser locked into the agreement.
‍Deposit Payment: usually only paid once agreement is unconditional (normally equals 10% of the Purchase Price). Deposit is paid to vendor's solicitor / real estate agent.
Confirm with your solicitor who will be the new registered owners of the property (i.e. full party names to be listed on the title).
Notify your mortgage broker that the agreement is unconditional and let the bank know they need to prepare loan documents for your solicitor.

SETTLEMENT PROCESS

Solicitor receives the loan documents from the bank and prepares full bundle of documents to be signed by you before the settlement date.
Meet with solicitor to sign all documents at least 5 days before settlement. Check if any other funds need to be paid to the solicitor before the settlement date.
Carry out pre-settlement inspection for the property. Raise any issues with solicitor before 5pm on the last working day BEFORE the settlement date.
‍Settlement Date: Solicitor organises payment of settlement funds to the vendor's solicitor. Once funds are received by the vendor's solicitor, the house keys are released to purchaser.
Solicitor registers the new title in your name on the settlement date, and you can move in!